I've written some articles to highlight the impact on Retirement Planning of rapidly changing demographics and other issues.
The major issue for the majority of individuals who are approaching, or are already in retirement, is whether they have enough money to live comfortably. Careful planning is needed to take into account 3 major risks to retirement income: Market risk, the risk of inadequate returns from the specific instruments in which one's savings are invested; Inflation risk, the risk of an increasing rate of inflation eroding the purchasing power of income and savings; and Longevity risk, the risk of running out of savings by living longer than expected, basically overshooting the "budget" for length of life.
From my particular interest in statistics and demographics, I've looked carefully at factors affecting Retirement and Life Expectancy. There are options available to enable customization of one's retirement and the impact of investment strategy. The area is one in which I can offer invaluable advice.
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